of Retail Credit Risk (RCR) Policy relative to the risk disciplines of Consumer Credit Engagement across Credit Cycle (from Credit Initiation, Existing Customer Management, Collections, including Asset Sales). - Establish best in class scalable firm-wide policies, standards, processes, metrics, MIS and technology platforms with the goal to improve Customer Experience, Risk Governance and Risk Controls across Customer Engagement processes.
- Provide oversight, policy interpretation, policy exception reviews and approvals of relevant corporate policy contained in RCR Policy for these functions. - Engage and influence strategy design and execution across the disciplines with active engagement
with Risk, Operations and Operational Risk Management teams across businesses and first and second line. - Improve the efficiency of the Credit Operations processes by providing direction and suggestions to in-Business Risk and Operations Heads while ensuring effectiveness and control elements are not sacrificed.
- Provide direction to working groups across all the Consumer Credit Engagement areas. - Together with the Risk Product Specialists, review and approve all policy waivers or dispensations relative to Consumer Credit Engagement areas. - Design and implement effective and efficient methods of oversight for all Consumer Credit Engagement areas. - Design and implement enhanced governance,
policy and oversight activities that result in achieving Heightened Expectations for the Consumer Credit Engagement areas in coordination with Product Specialists.
- Lead training development and delivery for Risk, Credit Operations, and Business professionals across businesses. - Serve as primary Independent Risk point of contact for regulators and internal senior stakeholders (Board, Control Forums, Risk Committees) in areas of specialization. - Provide information and counsel to the CRO and the Independent Risk Management senior leadership team on Consumer Credit Engagement areas. - Improve the depth and breadth of senior Collections management bench strength by the identifying, developing and recruiting senior credit engagement managers.
- Achieve the understanding and adoption of best practices relative to strategies and tactics across the Consumer Credit Engagement continuum. Qualifications: - 20+ years Risk Management and Operations experience. - Undergraduate degree required; Master’s Degree preferred. - Ability to demonstrate leadership. - Senior executive presence. - Ability to communicate complex issues in concise executive summaries. - Project Management Skills. - Ability to manage a matrix organization. - Strong Partner to senior business and functional leaders.
- Strong verbal and written communication skills. - Strong analytical skills. - Experience in underwriting and collections with large portfolios. - Negotiate and influence internally and externally at senior levels. - Demonstrated ability to establish relationships and partner effectively with peers and various groups Strategic: Future oriented, anticipates outcomes- Decisive & results oriented: Deals promptly with business and people issues and resolves issues in a consistent and fair manner- Strong presentation skills. ------------------------------------------------- Job Family Group: Risk Management ------------------------------------------------- Job Family: Risk Policy ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: New York New York United States ------------------------------------------------------ Primary Location Salary Range: $250,000.00 - $500,000.00 ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, interaction, interactionual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries (" Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View the " EEO is the Law" poster. View the EEO is the Law Supplement. View the EEO Policy Statement. View the Pay Transparency Posting
sets these colleagues apart? You look customers in the eye and greet them in the branch lobby with a smile just like you would a friend or a neighbor. Whether youre processing transactions or collaborating with your branch team to meet a customers needs, you provide a memorable, significant experience to every customer, every day.
It takes an upbeat attitude, an ability to listen intently and a desire to get to know your customers who they are, what they need, which ones want to get in and out quickly vs. those who want to catch up. Using your knowledge of our award-winning mobile app and online banking options, youll simplify banking for your customers. You will confidently cash checks,
process withdrawals and deposits. You pride yourself in giving every customer the level of care they deserve, including referring them to the right banker who can handle more sophisticated requests.
What you'll do + Be the face of Citizens; be professional, friendly and helpful with every interaction + Make the first impression to our existing and new customers when they walk into the branch + Help customers by showing them how to bank digitally using their mobile device, and empower them to choose how they do their banking including use of online banking and ATMs + Be knowledgeable of all Citizens products and benefits so you can educate customers and effectively respond to their questions
and/or concerns + Be a lobby leader by welcoming and directing customers to the right colleague who can best address their needs + Build relationships by getting to know our customers, enabling you to offer personalized advice and refer them to other partners when needed + Make customers feel cared for while you accurately process transactions including deposits, withdrawals and payments + Follow all financial policies and procedures including proper cash handling, state and local laws and regulations + Take advantage of training and coaching to grow into a Citizens Banker or another exciting role + Bring your positive energy and confidence to Citizens and our customers every day What you'll get + Meaningful work & relationships Youll help customers with important financial decisions that impact their lives like building a business, buying a house, paying for school or helping them realize their long-term financial goals.
Colleagues and leadership listen to your ideas and feedback. + Commitment to community Youll thrive in a diverse, friendly and supportive workplace that lets you give back to the community through volunteering and donating to causes that are important to you + Recognition & reward Youll see your hard work rewarded with promotion, growth and new opportunities + Training & development Youll grow your career through training, coaching, career planning and development that will enable you to branch off in any direction your talents and interests take you + Exceptional benefits Youll have access to medical and dental insurance, a 401K with corporate match, tuition assistance and discounts on student loan refinancing.
Youll also get a discount on thousands of gyms, studios and fitness centers. Required Qualifications + High School degree or GED + Minimum of 6 months experience processing transactions (cash and/or digital payments) in a retail or banking environment.
+ Minimum of 1 year demonstrated customer experience, recommending and referring products and services to customers + Strong listening and communication skills + Ability to effectively ask questions and identify needs to enhance the customer relationship + Commitment to build relationships through in-person customer interactions + Ability to problem solve and provide solutions to customer issues + Comfortable with using digital technology to support the delivery of business goals + Ability to build positive relationships with teammates, business partners and specialists through collaboration + Energetic, detail-oriented and ability to multitask effectively + Ability to work branch hours, which can include weekends and evenings Preferred Skills/Experience + Demonstrated stable work history + Ideal candidates have 1 year of experience processing transactions (cash and/or digital payments) in a retail or banking environment.
Hours and Work Schedule + Hours per Week: 25 + Work Schedule: Varies with branch needs and may include weekends and evenings Some job boards have started using jobseeker-reported data to estimate salary ranges for roles.
If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleagues or a dependents reproductive health decision making, race, religion, interaction, interactionual orientation, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer Citizens is a brand name of Citizens Bank, N. A. and each of its respective affiliates. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
development data and macroeconomic data- Select the champion modeling methodology after evaluating multiple options- Develop sophisticated statistical models to meet the regulatory requirements- Perform all required tests (e. g. sensitivity and back-testing)- Validate/recalibrate all models post-production to incorporate latest data.
Redevelop as needed. - Deliver comprehensive model documentation- Work closely with cross functional teams, including country/region’s business stakeholders, model validation and governance teams, and model implementation team- Prepare responses/presentations to regulatory agencies on all models built- Review production results and provide analytical support
to inform business decisions Qualifications: - Advanced Degree (Masters required, Ph D preferred) in Statistics, Mathematics, Operations Research, Economics, Financial Engineering, Mathematical Finance, Industrial Engineering, Data Science, and other highly quantitative disciplines- 6-8 years’ experience in performing quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and econometric modeling- Experience with dynamics of unsecured products, with international experience a strong plus- Deep knowledge of macroeconomics and business cycles, experience with macroeconomic data- Active role in performing some analytical components of model development (data collection,
data integrity check, segmentation analysis, variable transformation, variable selection, model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, & model production implementation)- Exposure to various CCAR/CECL/IFRS9 modeling approaches at the segment or account level preferred- Exposure to project management of model development initiatives and prepare technical responses/presentations to internal model review functions and/or external regulators (e.
g. FRB, OCC, FDIC) and internal audit functions- Able to communicate technical information verbally and in writing to both technical and non-technical audiences- Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel and Power Point ------------------------------------------------- Job Family Group: Risk Management ------------------------------------------------- Job Family: Risk Analytics, Modeling, and Validation ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Irving Texas United States ------------------------------------------------------ Primary Location Salary Range: $125,760.00 - $188,640.00 ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, interaction, interactionual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries (" Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View the " EEO is the Law" poster.
View the EEO is the Law Supplement. View the EEO Policy Statement. View the Pay Transparency Posting
Bank has built relationships with realtors and builders across our vast lending footprint and we continue to build key partnerships and close loans with state-of-the-art technology. We seek loan originators who want to cultivate these relationships, leverage our technology, and work together to grow their business to the next level.
For more information please contact Sarah Helton direct: 847-977-xyz X or xyz X@ What We Offer: Experienced, trusted leadership Federal Charter, lend in all 50 states the moment your NMLS is transferred! Personalized & robust marketing support program(s), mobile app, and CRM give Mortgage Bankers the edge they need to compete and win (Spanish language marketing
materials also available! ) Experienced and highly trained operations staff for Processing, Underwriting, Closing (ALL 100% IN HOUSE) Shared or dedicated Loan Officer Assistants for top producers Loan products for every scenario: FHA/VA, Conventional, USDA, Jumbo, 203k and Renovation, Portfolio, Condos/Co-ops, Construction, Down Payment Assistance and Grant Programs, HECM's, Multi-Family, Personal Lending and more!
Secondary Department w/ robust portfolio of investor relationships and direct seller to Fannie Mae, Freddie Mac, Ginnie Mae Regional or dedicated Lock desk support options Coaching programs available to Sales Managers and Loan Officers looking to grow their business and expand
their teams. Annual Chairman's Club Trips to unique, incredible places like Italy and Peru!
Job Requirements: Minimum of 2 years of mortgage lending or retail mortgage banking experience Two or more new purchase loans per month Well-developed referral base, including realtors, past clients, financial planners, attorneys and/or accountants College degree or equivalent work or military experience Knowledge of real estate markets Knowledge of FHA, VA, Conventional and Jumbo loan products preferred Favorable credit history and background check We are seeking experienced Mortgage Professionals with a minimum of 2 years of experience and actively working in the retail mortgage banking industry.
For more information please contact Sarah Helton direct: 847-977-xyz X or xyz X@ Website The Federal Savings Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, interaction, interactionual orientation, gender identity, national origin, veteran or disability status Powered by Jazz HR
Dover Welcome to Dover Family Housing, Dover Air Force Base best kept secret where you can experience true comfortable living.
We offer two, three and four bedroom homes. The location of our homes will put you minutes from Downtown Dover, Dover Downs Casino, and the Dover International Speedway. Visit today and learn about the best in comfort
living! Community Amenities - Dog park- Stay healthy in the 24-hour fitness center- Get fit on the basketball and tennis courts- Business center- Resident events- Wading pool with water features- Nine picnic areas with ADA accessible tables, BBQ grills, and trash receptacles- Walking/jogging trail- Near public transit -On site management l -On site maintenance -Gated community -Landscaping services provided for non-fenced yard areas Home Features -Washer/Dryer hookups -Attached garage with remote controlled access -Lots of storage at no additional cost -Energy Star appliances -High speed internet/cable ready outlets -Refrigerator/dishwasher/garbage disposal -Central AC -Private patio -Covered
patio -Covered porch -Stainless steel sinks -Blinds Access to Dover Air Force Base Amenities: -BX/commissary -Gas station -Golf course -Medical clinic -Tackle shop -Arts & crafts center -Child Development Center -Retiree services-Pool -Bowling alley -Movie theater -Air Mobility Command Museum -Post office -Community Center -Shoppette -Dental clinic -Veterinary services -Dining -Library -Youth Services -And more!
Equal Housing Opportunity Oversized Closets, Clubhouse, Air Conditioning, Balcony, Deck, Patio or Porch, Washer and Dryer Connections, Ceiling Fan(s), Dishwasher, Fitness Center, Extra Storage, Near Park, Microwave, Pool(s), Basketball Court(s), Cable Ready, Spa or Pool, Tennis Court(s), Gated Access, Garage and/or Covered Parking, Hardwood Floors, Community Park, Small Dogs allowed, Large Dogs , Cats allowed
AC, Basketball, Cable or Satellite, Clubhouse, Dishwasher, Garbage Disposal, Gated, Gym, Internet Access, Parking, Patio/Deck, Pool, Refrigerator, Tennis, Washer Dryer, Wood Floors
Dover Single family house.
And here it is. Invite your family and friends for quality time in a home that reflects your spirit. Large yard and storage shed. Dishwasher, Fitness Center, High Speed Internet Available, Microwave, Fireplace, Hardwood Floors, Cable Ready, Gated Access, Disability Access, Laundry Facility, Air Conditioning, Paid Utilities, Washer and Dryer Connections
AC, Cable or Satellite, Dishwasher, Fireplace, Gated, Gym, Internet Access, Storage, Washer Dryer, Wood Floors
state, local laws and regulations as it pertains to clinical care. Collects, and reports occurrences, and if necessary, assist in developing/implementing improvement plans. Partners with Administrator and other team members to maintain resident and team member health safety.
Partners with shop consultant to provide optimal medical services to residents. Oversees infection control practices in community. Oversees the safe and efficient distribution/administration of medications, injections, nebulizers, moderate wound care per state regulations. Identifies ongoing needs and services of residents through the evaluation/ Service Plan process including documentation for residents with a change
in health care status. Manages the completion of any assigned evaluations. Partners with other department coordinators to identify, review, and discuss potential change in service/medication levels and updates the resident’s service plan as indicated by state regulations.
Maintains communications with resident’s family and/or responsible party regarding changes in care or health concerns. Performs other related duties as assigned by management. SUPERVISORY RESPONSIBILITIES: Directly supervises certified nursing assistants’ employees within the nursing department(s). Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. QUALIFICATIONS:
Associate's Degree (AA) or equivalent from a two-year college or technical school, or six months to one year related experience and/or training, or equivalent combination of education and experience.
Certificates, licenses and registrations required: Maintains current state license as a Licensed Professional Nurse or a Professional Registered Nurse per state regulations. Other skills required: Experience in assisted living, home health or long-term care industries. Two (2) years’ experience as a Licensed Nurse. Must demonstrate competence in backssment skills, injections/medication administration, follow up and triage. Ability to communicate effectively speaking the primary language of the residents.
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form; ability to deal with problems involving several concrete variables in standardized situations. Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form, ability to deal with problems involving several concrete variables in standardized situations.
Proficiency in computer skills, Microsoft Office and ability to learn new applications. COMPETENCIES: Diversity - Demonstrates knowledge of EEO policy; Shows respect and sensitivity for cultural differences; Educates others on the value of diversity; Promotes a harassment-free environment; Builds a diverse workforce. Ethics - Treats people with respect; Keeps commitments; Inspires the trust of others; Works with integrity and ethically; Upholds organizational values.
Adaptability - Adapts to changes in the work environment; Manages competing demands; Changes approach or method to best fit the situation; Able to deal with frequent change, delays, or unexpected events. Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data; Designs work flows and procedures. Attendance/Punctuality - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time. Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Demonstrates knowledge of market and competition; Aligns work with strategic goals.
Change Management - Develops workable implementation plans; Communicates changes effectively; Builds commitment and overcomes resistance; Prepares and supports those affected by change; Monitors transition and evaluates results. Cost Consciousness - Works within approved budget; Develops and implements cost saving measures; Contributes to profits and revenue; Conserves organizational resources. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service; Responds to requests for service and assistance; Meets commitments.
Delegation - Delegates work assignments; Matches the responsibility to the person; Gives authority to work independently; Sets expectations and monitors delegated activities; Provides recognition for results. Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Commits to long hours of work when necessary to reach goals; Completes tasks on time or notifies appropriate person with an alternate plan.
Design - Generates creative solutions; Translates concepts and information into images; Uses feedback to modify designs; Applies design principles; Demonstrates attention to detail. Initiative - Volunteers readily; Undertakes self-development activities; Seeks increased responsibilities; Takes independent actions and calculated risks; Looks for and takes advantage of opportunities; Asks for and offers help when needed. Innovation - Displays original thinking and creativity; Meets challenges with resourcefulness; Generates suggestions for improving work; Develops innovative approaches and ideas; Presents ideas and information in a manner that gets others' attention.
Interpersonal Skills - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things. Judgement - Displays willingness to make decisions; Exhibits sound and accurate judgment; Supports and explains reasoning for decisions; Includes appropriate people in decision-making process; Makes timely decisions. Leadership - Exhibits confidence in self and others; Inspires and motivates others to perform well; Effectively influences actions and opinions of others; Accepts feedback from others; Gives appropriate recognition to others.
Managing People - Includes staff in planning, decision-making, facilitating and process improvement; Takes responsibility for subordinates' activities; Makes self available to staff; Provides regular performance feedback; Develops subordinates' skills and encourages growth; Solicits and applies customer feedback (internal and external); Fosters quality focus in others; Improves processes, products and services.
Continually works to improve supervisory skills. Motivation - Sets and achieves challenging goals; Demonstrates persistence and overcomes obstacles; Measures self against standard of excellence; Takes calculated risks to accomplish goals. Oral Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Demonstrates group presentation skills; Participates in meetings. Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports organization's goals and values; Benefits organization through outside activities; Supports affirmative action and respects diversity.
Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently; Plans for additional resources; Sets goals and objectives; Organizes or schedules other people and their tasks; Develops realistic action plans. Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Works well in group problem solving situations; Uses reason even when dealing with emotional topics.
Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibility for own actions; Follows through on commitments. Project Management - Develops project plans; Coordinates projects; Communicates changes and progress; Completes projects on time and budget; Manages project team activities. Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality. Quality Management - Looks for ways to improve and promote quality; Demonstrates accuracy and thoroughness.
Quantity - Meets productivity standards; Completes work in timely manner; Strives to increase productivity; Works quickly. Safety and Security - Observes safety and security procedures; Determines appropriate action beyond guidelines; Reports potentially unsafe conditions; Uses equipment and materials properly. Strategic Thinking - Develops strategies to achieve organizational goals; Understands organization's strengths & weaknesses; Analyzes market and competition; Identifies external threats and opportunities; Adapts strategy to changing conditions.
Teamwork - Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed. Technical Skills - backsses own strengths and weaknesses; Pursues training and development opportunities; Strives to continuously build knowledge and skills; Shares expertise with others. Visionary Leadership - Displays passion and optimism; Inspires respect and trust; Mobilizes others to fulfill the vision; Provides vision and inspiration to peers and subordinates.
Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Able to read and interpret written information. PHYSICAL DEMANDS AND WORK ENVIRONMENT: Continually required to stand. Continually required to walk. Frequently required to utilize hand and finger dexterity. Occasionally required to climb, balance, bend, stoop, kneel or crawl.
Frequently required to talk or hear. Occasionally works around fumes, airborne particles, or toxic chemicals. Occasionally exposed to bloodborne and airborne pathogens or infectious materials. The employee must occasionally lift and/or move up to 350 pounds / frequently lift and/or move up to 100 pounds / continually lift and/or move up to 50 pounds. Specific vision abilities required by this job include Close Vision Distance Vision Additional remarks regarding work environment: Works primarily indoors in a climate-controlled setting. Our communitys philosophy is our commitment to non-discriminatory practices for our residents, staff, and business partners.
Through our cultural awareness, we celebrate the diversity of residents and staff by supporting various celebrations, history, and means of acknowledgement of all cultures we served. Powered by Jazz HR PI2893cff982d For more details: jobs-search. org/architecture-construction_middletown-c427135/licensed-practical-nurse-lpn-middletown_i1978422385
Wilmington This elegant Federal style brick manor home was built in 1951 and its situated on a generous lot in Westover Hills with a beautiful canopied entrance of tall pin oak trees.
The magnificent property and its exquisite grounds allow for gracious living of a bygone era, with all the modern amenities. This architectural gem has undergone
a careful restoration/preservation by current owners. The three story home with finished walkout basement and adjoined 3 car garage offers 6 bedrooms, 4 full baths and 2 half baths with period architectural details and millwork, spacious rooms and 2 fireplaces.
From the front portico enter the formal entry foyer which allows for ease of circulation to all rooms - living room with screened porch, library, powder room, dining room, eat in kitchen with breakfast/sitting room and rear yard. A 3-car adjoined garage completes the first level. A formal staircase leads to the second floor with the primary suite, 3 additional bedrooms, 2 full baths and laundry room. The third floor has 2 large
additional bedrooms, full bath and multiple closet spaces - this floor offers many options. The fully finished walkout basement is a unique feature and includes a media room, full kitchen/bar, bathroom, playroom and exercise room - this area allows for multiples uses including in law suite.
A stunning yard accessible from multiple rooms is level and tastefully landscaped with specimen plantings - perfect for entertaining family and friends. A show house within the established community of the Berkeley Road section of Westover Hills - walkable to Greenville and Rockford Park. Air Conditioning, Balcony, Deck, Patio or Porch, Laundry Facility, Ceiling Fan(s), Garage and/or Covered Parking, Fireplace
AC, Fireplace, Gym, Parking, Patio/Deck