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sales, customer service and people skills. Prior retail experience preferred. With your commitment in the Universal Bankerrole, Provident Bank can help you advance in your career and climb the ladder of success POSITION SUMMARY The Universal Banker position is a " career level" position that performs both Teller and Platform duties.

The responsibilities may vary day to day based on the work that needs to be done in the branch that day. Responsibilities include responding to customers' needs by processing a variety of financial transactions including but not limited to opening accounts, cross selling, tele: consulting, developing relationships thru a book of business, and servicing

accounts, check cashing, withdrawals, deposits, and loan payments and/or greeting customers, and performing customer needs backssment (profiling). The Universal Banker may also research and resolve account issues or customer inquiries, promotes organizational products and services by referring current or prospective customers to other departments within the organization.

This position is responsible for meeting sales expectations, which include deposit, loan and revenue expectations, generating sales and referrals as well as managing and balancing cash drawers. Responsibilities also include assisting the banking center supervisor with teller line and end of day functions and preparing

daily paperwork according to branch procedures. This position may be eligible to obtain Life and Health Licensing.

Works under general supervision. MAJOR JOB RESPONSIBILITIES : The Universal Banker's duties and responsibilities listed below are categorized into general 3 areas : Sales, Service and Operations. Sales: : Meet customer sales referrals and cross: selling goals; knows the features and benefits of all products and services to satisfy the needs of the customers : Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services : Actively refers clients for commercial business to branch manager: Exceed client expectations through active engagement, commitment and dedication to servicing and building customer relationships: Advance the Banks Corporate Sales Program through the consultative profiling of clients to develop new relationships and build upon existing ones and is responsible for managing and growing a book: of: business.

Service: : Direct clients and identify opportunities through lobby management. Assist clients with branch technology and provide referrals to other lines of business: Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards: Supplements general platform sales and service responsibilities as required: Exhibit and execute on customer service protocols Operations: : Ensures operational and financial safety and soundness: Leverages Lobby management as a tool for managing risk: Establishes customer identity according to established guidelines and adheres to all other compliance procedures: Assist Branch Management with Branch operations as needed : Performs teller duties including but not limited to: check cashing, withdrawals, deposits and loan payments: Ensures compliance with policies and procedures as required : Prepares and/or completes CTR/SAR procedures on appropriate transactions: Must be able to work a flexible hourly schedule as requested: May be asked to travel to other locations / branches: Assists in training other branch personnel: