Location: Clarion, IA
Company: First Bank
in this position, you must have exceptional customer service skills, great communication skills and the ability to learn and understand complex concepts. A 2-year degree in business, finance or equivalent experience are required, however, a 4 -year degree in business, finance or a related field would be preferred.
Duties include: Loan Origination & Customer Service: Provide high quality customer service to each customer. Gather needed information from customers to complete loan application process. Responsible for all aspects of loan origination includes underwriting and approval of loans within credit policy and personal credit approval limits. Review UCC filings, mortgages, and loan
documents to ensure First Bank is in first lien position. Complete customer on-site visits and collateral inspections. Negotiate rates and terms of loans with customers and management within set guidelines.
Submit loans for approval and discuss exceptions with authorized staff and Board of Directors as stated in the loan policy to ensure quality loans. Prepare and analyze cash flows and loan reviews and restricting, including performing annual reviews on selected accounts. Actively work to resolve exception items and delinquent loans within the loan portfolio. Using the NMLS Federal Register, responsible for registering, providing the unique identifying number assigned as required and
maintaining registry at least annually. Business Development: Generate new loan volume for the bank by soliciting new business relationships and deepening relationships with existing customers.
Actively engage customers in banking relationship through customer visits, regular communication, etc. Responsible for referring customers to the bank's new accounts area for deposit relationships. Stay up to date with the economic conditions in business and agriculture. Other: Flexibility in time availability as meetings with existing and prospective customer may occur outside of normal business hours. Responsible for ensuring high-quality customer service is provided to both internal and external customers.
Active involvement in community and civic organizations, as appropriate to represent the Bank in the community. As part of the overall bank's team of employees, this position may be requested to assist in the support of other bank activities. Other duties as assigned. Apply online today! EOE, including disability/vets
and efficiently. Tellers also maintain and develop a working knowledge of basic bank products and services; and support the sales and service efforts of the teller team by identifying and referring sales opportunities to the appropriate bank team member.
This role offers an exciting opportunity for candidates with prior teller, banking, or some retail sales experience who are interested in beginning a career in banking at Bank Iowa. Provides an exceptional client experience while supporting client banking needs, such as deposits, withdrawals, payments and other typical teller transactions. Answers client questions and inquiries and provides account information both in person and on the
phone. Develops relationships with clients and contributes to improving their financial wellness while supporting and furthering their relationship at the bank.
As a Part Time Teller you can expect to work between 20-30 hours a week and must have availability to work on Saturdays. Our Altoona location is open between the hours of 8:00 AM to 5:30 PM Monday through Friday and 9:00 AM to 12:00 PM on Saturdays. Specific hours for this role will be discussed in the interview. Requirements: Skills/Experience You'll Need High School Diploma/G. E. D. 6 months to 1 year cash handling and/or client experience, in professional office environment preferred. Ability to exhibit professionalism with
internal and external clients. Ideal candidates will have some banking experience, strong customer service focus, ability to listen to customer needs and suggest solutions for those needs, excellent oral and written communication skills, and ability to learn and utilize multiple computer applications.
What you'll love about us Our team members love working here, and the prevailing reason is this: our people. In addition to the great team you will be a part of, here are some of the other reasons why our team members love working here. A competitive financial package we want you to bring your best so in addition to your compensation, every team member receives a bonus opportunity, a generous 401k match, and discretionary profit sharing.
Robust benefits and wellness - we are proud to offer health, dental and vision insurance as well as a wellness program designed to help drive down your premiums for benefits-eligible team members. Our wellness initiatives promote positive change and allows our team members to think big. Blending work and life - As a people-centered organization, each team member is provided a generous PTO bank. Bank Iowa team members receive 11 paid observed holidays, 100% paid parental leave, an opportunity for sabbatical leave, generous bereavement, and an employee assistance program designed to support team members throughout various stages in their lives.
Continued learning opportunities - Bank Iowa enables great things and supports team member development at every stage of your career. Our development approach focuses on your innate talents and developing those into areas of strengths. Learning experiences are available in formal & informal training settings, as well, on-the-job training. Development programs are available in-person and online. Our tuition reimbursement program is available to support formal education programs.
Community Involvement - Our team members are active members of their communities and people-centered. Bank Iowa aspires to be a center of influence in each of the 24 communities we are located in. In addition to company-sponsored volunteer opportunities, we offer paid volunteer time off (VTO), which allows team members to give their time to organizations they care about, without having to use PTO. Recognition - Bank Iowa is proud of our team members who Live our Values. Our peer nominated recognition program presents team members who Live our Values on an annual basis. Our People-Centered Culture At Bank Iowa our purpose is to Empower People, Inspire Success and Foster Growth.
Bank Iowa is one of the leading independent Ag banks and the second-largest family-owned bank in the state of Iowa. Our bank family consists of team members and clients throughout Iowa who we serve in our 26 locations. At Bank Iowa, we're proud to put people first, and we value our team members as much as our clients. We support team member development by focusing on their innate talents and developing those into areas of strength. We offer an environment where people care about each other, like family.
If you're looking for a career with colleagues who have the opportunity to bring their best, think big, and enable great things, Bank Iowa is the place for you. Bank Iowa is an equal opportunity employer with a passion for creating an inclusive environment where all people are truly welcomed, valued and respected - for all of who they are - regardless of differences. All applicants will be considered for employment without regard to age, race, color, interaction, pregnancy, interactionual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.
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are responsible for all supervisory duties. Ideal candidates would have some banking experience, strong customer service focus, ability to listen to customer needs and suggest solutions for those needs, excellent oral and written communication skills, and ability to learn and utilize multiple computer applications.
Education: High school diploma or equivalent required. Experience: A minimum one year previous bank Teller and/or cash handling/customer service experience preferred, or equivalent education and experience. Previous supervisor's experience preferred. Tellers will be scheduled between 7:45am-5:15pm Monday-Thursday, 7:45am-5:45pm Friday and some Saturdays from 8:30am-12:15pm. Pre-employment credit check, criminal background check and drug screen is required.
