Location: Sandy, UT
Company: Jpmorgan Chase Bank, N.A.
2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and " among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement.
At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Zions Bank has just opened an opportunity for an experienced Commercial Portfolio Manager in its Dealer Banking group located in Sandy, Utah. Do you like working in a fast paced, dynamic environment? Are you interested in specializing
in an industry that is ever changing? Then come join a small team of individuals dedicated to meeting the banking needs of automobile and other dealers throughout the Intermountain region.
Ideal candidates will have the skills and experience necessary to: Underwrite and service a portfolio of commercial loan relationships. Spread and analyze financial statements, address industry risks, collateral requirements, loan structuring and pricing, credit analysis, monitor credit performance and loan presentations. Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc. Provide customer
service through clear communication skills, approachability, and working knowledge of all processes.
Manage existing client relationships. Assist Relationship Managers with credit requests. Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters. Expand, build and maintain relationships, with a resulting high degree of customer satisfaction. Remain flexible and support other responsibilities as needed for the business. What you need to bring to the table: Typically requires a Bachelor's degree and 4+ years credit associated lending or 7+ years related experience. An equivalent combination of education and experience may meet qualifications.
Comprehensive understanding of commercial loan underwriting. Deep knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, loan documentation, etc. Experience with bank loan and deposit systems preferred: Credit Lead Aviva Tax Analysis Moody'interactioncellent writing and verbal communication skills and confidence in working with internal and external senior level individuals. Advanced level expertise with MS Office Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire Paid parking in the downtown office
For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and " among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career. Join a company where your efforts will make a difference to our community.
We need your talents and abilities help our clients feel welcome. We seek to find the best candidates whose enthusiasm for client engagement and the banking industry position themselves for growth and exposure to retail leadership. Bring your needs-based sales experience to strengthen our clients' relationship with us and we'll provide you a chance to shine. Gain
valuable, hands-on experience in our branches to launch your career in our organization while making friendships along the way. Don't delay join Zions Bank today! This role will: Perform full-service banking services to new and existing customers within the branch, with a primary focus on sales and service.
Open new accounts, consumer loans, and refer other banking products as applicable. Resolve client concerns through direct personal action or by referring clients to an alternative bank department resources. Make appropriate referrals for other bank products and services, including commercial lending products. Potentially perform cash transactions, open or update accounts, originate
and close consumer or small business loans. Establish, expand, and maintain a strong customer relationship by providing extensive and personalized service focused on the specific needs of each banking customer.
Perform other duties as assigned. Qualifications: High School diploma or equivalent and 1+ years experience in sales, teller, new accounts or loan processing or other directly related experience. An equivalent combination of education and experience may meet qualifications. Previous experience in a financial sales representative oriented role preferred. Working knowledge of mathematical calculations and standard banking products, services and transactions.
Solid knowledge of all retail products and services. Basic knowledge of consumer lending applications. Proven customer service, interpersonal and communication skills, both verbal and written. Effective selling, cross-selling and referral skills. Solid mathematical, problem-solving and negotiation skills. Solid interpersonal & relationship building skills. Strong attention to detail and time management. Proficient in basic computer skills. Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products
with basic requests related to opening new accounts, completing service requests, and submitting credit applications Receive direction from managers and exercise judgement within defined policies and procedures Develop understanding of bank products and services to connect to customers' needs Interact with customers to demonstrate care and build relationships Provide appropriate options for bank products and services to customer Refer customers' financial needs to other bankers and partners as needed This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction.
As such, this position
requires compliance with the S. A. F. E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.
Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 6+ months of Interacting with Customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Job Expectations: This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE
registration process immediately after your employment start date.
The Nationwide Mortgage Licensing System (NMLS) website (http: //fedregistry. nationwidelicensingsystem. org) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to backss your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation.
Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary Posting End Date: 26 Dec 2023 Job posting may come down early due to volume of applicants. We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, interactionual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, interaction, interactionual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. PDN-9ae7aa68-69c6-491b-8bcd-6dadd1e2df7e
for this teller / consumer loan processor position falls within our branch hours of Monday-Friday 8:00 AM - 7:00 PM and Saturdays 9:00 AM- 3:00 PM. Are you driven and innovative? Do you enjoy helping people and have great customer service skills? Would you like to develop your skills as a financial expert?
If so, read on! BENEFITS We pay our Teller / Consumer Loan Processors a competitive base wage starting at $20 / hour , depending on experience, and a generous incentive pay structure for loan production. We also offer excellent benefits including health insurance, 4 weeks of Paid Parental Leave for the birth of a child and 8 weeks of Paid Pregnancy-Related Medical Leave, 15 PTO days,
12 paid holidays, tuition reimbursement up to $2,500 each year, a 401(k) plan, and training opportunities. If you would like to join our tight-knit lending team in our beautiful new branch, apply today!
A DAY IN THE LIFE OF A TELLER / CONSUMER LOAN PROCESSOR As a Teller / Consumer Loan Processor, you find it rewarding to generate consumer loans that benefit customers' lives. Your superb customer service skills allow you to build lasting relationships with our customers. You open new accounts, take loan applications, and disburse loan applications for customers. You capture business by cross-selling credit union products and services that meet their needs and improve their financial well-being.
Each month, you strive to meet and exceed individual and branch loan production goals.
Your Teller responsibilities include completing transactions for a variety of requests such as deposits, withdrawals, loan payments, checks, money orders, and cash advances. In addition to serving our customers in person, you also have the opportunity to interact with them over the phone. In every interaction, you are sure to provide exceptional customer experiences. To stay at the top of your game, you participate in individual and credit union training. You enjoy coming to work each day in our upbeat, fast-paced environment to help our customers achieve their financial goals.
QUALIFICATIONS High school diploma or equivalent 18-years-old or older Customer service and financial services experience Experience in consumer lending Cash handling experience Do you value accuracy in your work? Are you respectful and tactful? Are you passionate about providing efficient, world-class customer service? Do you enjoy interacting with people but also enjoy making sure everything lines up and adds up? Do you have great attention to detail? Are you driven and ambitious? Do you work well individually and in a team? Do you strive to go the extra mile? If so, you may be perfect for this lending position!
ABOUT UTAH FIRST CREDIT UNION The Utah First story began in 1935, during the Great Depression. A group of German immigrants were having a difficult time finding anyone to help them with the loans they needed to bring their families to America. They banded together to form a grassroots credit union that would serve all members of the community. Here, people found the positive answers and opportunities they needed to build their future. We've built our credit union around the idea of strengthening our community and creating excellent relationships. Our mission is to be significant in the lives of our customers and we know that our employees are key to achieving this.
That is why we offer competitive compensation, comprehensive benefits, and a supportive, team-oriented work environment. As a growing organization, our employees can also depend on an enormous opportunity for advancement. ARE YOU READY TO JOIN OUR TEAM? If you feel that you are the right Teller / Consumer Loan Processor for the job, fill out our initial 3-minute, mobile-friendly application today! DISCLOSURES Utah First is an equal opportunity / Affirmative Action Employer and does not discriminate in employment on account of race, color, religion, national origin, citizenship status, ancestry, age, interaction (including interactionual harassment), interactionual orientation, marital status, physical or mental disability, military status or unfavorable discharge from military service.
We contact references provided for employment reference checks. Federal law requires all employers to verify the identity and employment eligibility of all persons hired to work in the United States. We use E-Verify. Job Posted by Applicant Pro
Duties to include deposits, withdrawals, issuing counter checks, performing money transfers and receiving loan payments. Essential Duties And Responsibilities Maintain and balance a cash drawer according to bank policy Accurately process debit and credit transactions while maintaining compliance with established bank policies and procedures Utilizes bank software to process transactions and complete daily work Identify customer needs and make referrals, cross sell bank services and products, perform money transfers, receive loan payments and order checks Resolves customer problems efficiently Greets customers in a prompt, polite and friendly way Communicates with customers both in person
and over the phone Other duties as assigned Minimum Qualifications 6 months of cash handling job experience High School Graduate or (GED) Must be at least 18 years of age Must pass a credit & background check Preferred Qualifications 1+ years job experience with cash handling 1+ years’ experience interacting with the public Prior experience in banking Bilingual a plus Skills Basic knowledge of math, cashiering, balancing, debits, credits, bank products and banking Excellent customer service skills & attention to detail Education Required High School or better Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other
manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
issuing counter checks, performing money transfers and receiving loan payments. There are two part-time positions available--one for the morning and one for the afternoon. Hours for the morning shift are Monday-Thursday 9-1, Friday 10-2. Afternoon shift hours are Monday-Thursday 1-5pm, and Friday 2-6.
Essential Duties And Responsibilities Maintain and balance a cash drawer according to bank policy Accurately process debit and credit transactions while maintaining compliance with established bank policies and procedures Utilizes bank software to process transactions and complete daily work Identify customer needs and make referrals, cross sell bank services and products, perform money
transfers, receive loan payments and order checks Resolves customer problems efficiently Greets customers in a prompt, polite and friendly way Communicates with customers both in person and over the phone Other duties as assigned Minimum Qualifications 6 months of cash handling job experience High School Graduate or (GED) Must be at least 18 years of age Must pass a credit & background check Preferred Qualifications 1+ years job experience with cash handling 1+ years’ experience interacting with the public Prior experience in banking Bilingual a plus Skills Basic knowledge of math, cashiering, balancing, debits, credits, bank products and banking Excellent customer service skills
& attention to detail Education Required High School or better Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.
41 CFR 60-1.35(c)
