and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
Independent Risk Management Contributing, developing, and maturing an industry-best Credit Risk Management organization across So Fi Technologies, Inc. The incumbent will architect comprehensive risk management capabilities for a rapidly growing bank holding company - ensuring robust defensive and offensive capabilities - maturing foundational risk identification/risk mitigation, risk management frameworks, and risk culture. The contributor
will play an essential role in fostering regulatory readiness and maturing a strong effective challenge second line function across Credit Risk Governance and Controls across each product.
Key responsibilities include second line oversight of: The Credit Risk Governance and Controls Oversight (2LOD) Senior Manager will provide an independent backssment of governance and controls for credit quality and the management of credit risk across So Fi Technologies, Inc. So Fi Bank, NA, and operating subsidiaries. They will ensure the implementation of So Fi's governance framework and structures for each product line, evaluate the inventory of controls in place, and identify key risks to document
and oversee. In addition, they will execute reviews and testing that requires subject matter expertise of the business units and credit functions under review.
The incumbent ensures potential weaknesses at the counter party and/or portfolio level have been reported and an appropriate remediation plan is agreed to with the relevant stakeholders, and that risks and credit issues are properly reflected in both the local and global risk frameworks as necessary. They act as a mentor, and provide coaching and assistance to less experienced team members as part of reviews and activities. The incumbent will also assist in making required changes to Policy and Procedures and Quality backssment Reviews as needed, or at least annually.
What you'll do: Win across data-driven insights, domain expertise, holistic view on risks, and participate in effective challenge of 1LOD Credit - implementing and managing governance frameworks across the various product lines - PL, SL, Cards, and Secured Lending Drive accountability throughout the product organization by setting up and coordinating effective risk operating cadence/rhythm that bridge strategy, execution oversight, and inherent/residual risks and ensure comprehensive key risk indicators (KRIs) rigor.
Partner with colleagues in Regulatory Affairs to monitor policy and regulatory changes to determine requisite actions So Fi needs to take in response, as well as maintaining strong relationships with stakeholders in key regulatory agencies (e. g. OCC, U. S. Federal Reserve, and SEC). Ensures emerging risks are identified and highlighted to senior management. Prepares executive summaries, periodic reports, and presentations summarizing findings and recommendations to Board and its Risk Committee and executive management Recommends policy and procedural changes to executive management and business and credit units to correct deficiencies identified during reviews and strengthen the credit process.
Evaluates the adequacy and effectiveness of credit data and credit tracking systems. Work with Operations and EPD partners to identify gaps in system/operations process flows ensuring alignment of strategy/intent, execution, policies, state legalities, and regulatory guidelines as it relates to contacting delinquent customers Review KPI/KRIs to ascertain the state of the product line and evaluate the effectiveness of current policies and procedures What you'll need: 10+ years Banking experience, preferably concentrated in 2nd Line Oversight of Credit Risk Management or specific Credit Risk sub-functions, with participation in establishing governance frameworks and control implementation and reporting Demonstrates strong credit analytical skills and in-depth knowledge of lending products and capital markets (e.
g. whole loan sales and securitization) Experience with regulatory compliance and standards across credit, collections, recoveries, and effectively and concisely communicating adherence Working familiarity with automated monitoring tools and incident remediation Ability to work independently and handle a significant and diverse workload Detail oriented with project management skills, strong verbal and written communication skills Time management skills and the ability to complete multiple projects simultaneously and in a timely manner Solid diplomatic skills with the ability to resolve conflict Could lead a team of reviewers and/or act as examiner in charge for reviews Compensation and Benefits The base pay range for this role is listed below.
Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensiveand competitivebenefits, visit ourpage! So Fi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), interaction (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, interactionual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. So Fi is committed to embracing diversity. As part of this commitment, So Fi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
of age, physical or mental disability, marital status, or interaction except when the reasonable demands of the position require an age, physical or mental disability, marital status or interaction distinction. What’s the OPPORTUNITY? –Vice President (VP) of Accounting The VP of Accounting is responsible for ensuring all credit union financial records are properly accounted for and display integrity, consistency; and follow generally accepted accounting practices and regulatory rules and regulations.
This position is also responsible for performing various financial analyses for management, Board of Directors, and outside agencies. The VP of Accounting will have the opportunity to make
a significant impact by providing timely and accurate internal and external reporting including Asset Liability Management (ALM) Committee financial reports; Board of Director’s financial reports; subsidiary ledger balancing reports; Federal Home Loan Bank (FHLB) Collateral reports; NCUA 5300 quarterly reports and other regulatory reports as required.
The VP of Accounting leads, coaches, and supervises the Accounting Department staff. They ensure training, establish goals and objectives, monitor, and evaluate performance, and provide guidance as needed to achieve objectives. In addition to our generous benefit package the base pay for the VP of Accounting will be determined upon hire
based upon the successful candidates’ skills and qualifications. Why Intrepid Credit Union?
There are many jobs in the market right now and you want to find the right position for you. One that is rewarding and makes each day feel like you are making a difference for people and our community. You want to work with a company that provides you with the opportunities to balance your work and your life; provide for yourself and your family; volunteer for causes that mean something to you; and you want to spend your day with people who have the same passion for helping others live their life wide open. Intrepid Credit Union is that company and our jobs, people, passion and values are those things that make every day a great day to live Life Wide Open.
Commitment to Community At Intrepid Credit Union we have a meaningful commitment to our community. That is why we offer a paid volunteer program that gives our employees 20 hours paid time each year to work on causes that energize them within our community. We want our employees to be able to spend their time making a difference in the community we live in, and we sponsor multiple events within our community. Growth and Development Growth and development for our employees is very important to us. We provide many training opportunities for all our staff, and we offer a career ladder system for those who want to control the progression of their career.
Imagine being able to control your advancement! Inclusive and Open Culture Our executive leadership, managers and supervisors are open and available to conversations with everyone in our organization. Dialogue among all departments and at every level is highly encouraged. So, if you have a question for our CEO, go ahead and ask him! In our working relationships with each other and our members we focus on our core values called our “R. I. T. E. S.
” which are: Respect – We will respect other’s and their differences. We are all separate individuals with expertise, experience, opinions, responsibilities, and time. Integrity – We will act and behave with high character and do what is right, not what is easiest even when no one is looking. Trust – We will enrich ourselves with transparency, accountability, & trustworthiness and live a great life by deeds, not words. Empathy – We will listen with an open mind before speaking. Every individual will be given respect, safety, and the opportunity to grow personally. Service – We will empower your success and provide you with the inspiration, help, and tools you will need to succeed.
What Can you Bring? The minimum qualifications for the AVP of Information Technology position are: Bachelor’s degree in accounting/finance, or a related field. CPA is preferred. Minimum of 5 years of experience leading a high functioning accounting department in a financial institution. Minimum of 3 – 7 years executive/finance experience within the financial institutions industry. Extensive experience with core information systems such as Symitar Episys, preferred. Excellent leadership and interpersonal skills, with the ability to inspire and motivate a team.
Strong analytical and problem-solving skills. Excellent communication skills, both written and verbal. How to Apply? We have told you a little about who we are, now we want to learn about you. If you think you would be a valuable member of our team, please go to the career center on our website at: www. intrepidcu. org/about-us/careers. html If you would like to see a full job description or have any questions, please feel free to contact Kim at 406-603-xyz X Intrepid Credit Union is an Equal Opportunity Employer. Intrepid Credit Union will not refuse employment to a person or bar a person from employment or discriminate against a person in a term, condition, or privilege of employment because of race, creed, religion, color, national origin, interactionual orientation, or gender identity or because of age, physical or mental disability, marital status, or interaction except when the reasonable demands of the position require an age, physical or mental disability, marital status or interaction distinction.
This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.
S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9. PI1939278bd For more details: jobs-search. org/finance_helena-c437981/vp-of-accounting-helena_i1967933730