Work collaboratively with the underwriting and processing team to gather requirement file documentation and offer recommendations where appropriate. Issue appropriate and accurate compliance documents. Price loans according to credit union standards. Foster relationships with members, potential members, branch partners, realtors and other referral sources to build referral applicant pipeline.
Represents the credit union at community events or activities. A preferred Bilingual (English & Spanish) applicant are strongly recommended to apply. Location: Ames Area Locations Hours: Monday - Friday 8am to 5pm or as needed to meet with Members Essential Functions & Responsibilities: Develop and
grow a new mortgage loan referral pipeline through proactive outreach and engagement with community realtors, attorneys, financial advisors, CPA's and other external centers of influence, branch partners and community organizations.
New Business development activity to include weekly scheduled in-person calls and off-site meetings with external referral sources. Responsible for generating real estate loans to meet the lending goals and objectives of the credit union. Handle mortgage loans of highest complexity, value, and risk. Interview applicants to determine and recommend the best loan product to fit their needs. Pre-qualify prospective borrowers and inform them of loan options, market
conditions, and necessary documentation to close a potential loan.
Provide information and promote credit union products and services to members. Identify ancillary product sales opportunities. Attends all first time homebuyer closings and other purchase closing as required. Maintain and foster a relationship with members for potential real estate and other loan product referrals. Support the processing and preparation of the loan for closing by exhibiting knowledge of state and federal regulations governing real estate transactions. Provide expertise and support with loan resolution matters. Assist in the review of guidelines, programs, and updates or changes to the credit union's mortgage policies and procedures.
Perform other duties as assigned. Knowledge and Skills: Experience: Five years to eight years of similar or related experience. Education: A two year college degree or completion of a specialized course of study at a business or trade school or equivalent work experience in the field. Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
Other Skills1. Working knowledge and experience with secondary market residential real estate lending.2. Proven track record in generating purchase loan applications and production volume over time.3. Maintain up to date knowledge of federal lending regulations governing residential real estate lending including conventional and governmental programs.4. Ability to present information with diplomacy and tact.5. Display interpersonal, networking, and relationship building skills.6. Working knowledge of secondary market underwriting guidelines.7.
Familiarity with Maxwell, Encompass, and Optimal Blue Programs is Beneficial.8. Bilingual language skills are beneficial.9. Excellent math and analytical abilities.10. Ability to operate standard office equipment.11. Ability to lift, move, or transfer items, materials, or product up to 25 lbs. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit. The employee frequently is required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to climb or balance. The employee must frequently lift and/or move up to 30 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Work Environment: Work is performed in a standard office environment with a quiet to moderate noise level.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Greater Iowa is an Affirmative Action, Equal Opportunity Employer (AA/EOE). All qualified applicants will receive consideration for employment without regard to race, color, religion, interaction, interactionual orientation, gender identity, national origin, disability, or veteran status.
they'll tell you there's no other place like it. It all starts with our purpose and then, The Five Below Way, which is our values and behaviors that each and every associate believes in. It's all about culture at Five Below, making this a place that can inspire you as much as you inspire us with big ideas, super energy, passion, and the ability to make the workplace a WOWplace!
What does the Sales Associate do? If you want to be at the beat of the Five Below pulse, our part-time Sales Associates get right in the middle of all store action. Perfect candidates have an undying passion for delivering amazing customer service, while also driving high sales results. Key traits include having
amazing people and selling skills, a keen eye for ensuring merchandise is on the floor in an organized fashion, keeping the floor stocked-up flawlessly and providing super smooth transactions at the register.
How do they do it? The sales associate embraces and lives the Five Below Value! These values translate into creating the coolest brand on the plant, where talented people want to grow their careers.and here is how! Wow the Customer : Put the customer first and make a difference in people's lives Unleash Passion : Check your ego at the door and do what you say you will do Hold the Penny Hostage : Treat Five Below like your own business and hire talent that will do the same Achieve
the Impossible : Set the bar high for self and team and make sure to take risks Work Hard, Have Fun, Build a Career : Come to work ready to take on the day, create a fun atmosphere and recognize the team for all the efforts RESPONSIBILITES: Adheres to all standard operating procedures and policies Responsible for cash handling procedures Reviews and responsible for all corporate communications applicable to their assigned area Assists in merchandising procedures Responsible for maintaining assigned area Sets and maintains Market Plan and other merchandise directives Assists with execution of company data integrity process Delivers exceptional customer service through personal contact with customers Interacts with and assists customers Assists in receiving and stocking procedures Unloads merchandise from trucks Drives store sales which may include performing in all Five Below services (ear piercing, balloons, buy online pick up in store, etc.
)Checks in shipments Stages merchandise for the sales floor Packs out merchandise Performs store maintenance including but not limited to taking out garbage, sweeping, cleaning bathrooms, maintaining stock room This job description is not all inclusive. Additional responsibilities will be determined by the General Manager, as dictated by store needs.
Standing entire shift Frequently operate cash register Frequently move merchandise weighing up to 25 lbs and places/removes merchandise up to a height of 5-10 feet Frequently ascend/descend ladders in order to retrieve and put away stock Frequently position self to kneel, bend, and stoop, including in the stock room and on the sales floor Frequently communicate and exchange information with customers and coworkers on the telephone and face-to-face in the store. Must be able to exchange accurate information in these situations Frequently move across the sales floor assisting customers, as well as to and from the stock room retrieving and putting away merchandise QUALIFICATIONS: Excellent verbal and written communication skills Ability to multi-task Creative thinking Ability to maintain composure under pressure If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
Five Below is an Equal Opportunity Employer. Position Type: Hourly BE AWARE OF FRAUD! Please be aware of potentially fraudulent job postings or suspicious recruiter activity by persons that are posing as a Five Below recruiters.
Please confirm that the person you are working with has xyz X@ email address. Additionally, Five Below does NOT request financial information or payments from candidates at any point during the hiring process. If you suspect fraudulent activity, please visit Five Below's Careers Site at /info/careers to verify the posting. For more details: jobs-search. org/finance_ames-c431488/seasonal-sales-ames-ia-ames_i1959080715
