services such as opening new accounts, establishing direct deposit accounts, opening retirement accounts and assisting customers. Responsible for the development of new business relationships, maintaining existing relationships, and recognizing selling and referral opportunities.
Answers questions on all services the financial institution provides. MAJOR DUTIES AND RESPONSIBILITIES (Lending): Possesses knowledge of features and benefits of all bank products and services in order to efficiently promote the bank and explain available financial institution products and services to existing and potential customers. Services existing residential loan accounts and expands existing relationships
through cross-sells and referrals. Assists in the implementation of new products or programs to help provide better service to customers and stimulate new growth.
Interviews loan applicants, analyzes financial information and makes appropriate loan decisions; Decisions must be based primarily on opinions derived from facts and projections based upon the best available information; Must abide by specified lending authority as dictated by the loan policy and procedures manual. Presents loan requests above lending authority to loan review committee for approval. Manages a loan portfolio as it pertains to consumer and residential loans under his or her responsibility. Services loan portfolio
in a manner consistent with sound banking practices, while maintaining profitability.
Participates in the bank's officer call program and promotes the bank's services where appropriate. Makes business development calls on existing customers and prospective customers. Maintains an active role in community affairs to improve the bank's visibility in the area. Implements plans to reduce total past dues loans and non-earning assets to a level determined by senior management; Monitors past due loans and contacts customers when appropriate. Assures delivery of quality customer service in the branch through personal leadership and adherence to bank's quality standards.
MAJOR DUTIES AND RESPONSIBILITIES (Platform): Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts. Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and arranges for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies.
Proactively seeks prospects for new business. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures. Performs specialized tasks such as preparing cashier's checks and personal money orders, and issuing traveler's checks. Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and general banking knowledge through Professional Development or CFT courses.
Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc. ) Night deposit logs. Balancing and reporting of the negotiable instrument log. ADDITIONAL RESPONSIBILITIES: Represents the financial institution in community affairs and civic organizations.
Assists all branches with existing and potential consumer and residential loan customers. Occasionally assists commercial customers with their initial loan requests. Authorizes official checks, expense checks, money orders, charge-offs, overdrafts etc. as outlined in procedures manual. Accurately balances assigned cash drawer. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips. One to two years or retail banking experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required.
Ability to interact with customers in a professional and friendly manner. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS: Bachelor degree from an accredited college with a concentration in accounting / finance preferred, or equivalent business related experience. One to two years of consumer and residential lending experience. Proven knowledge of loan policies and procedures. Ability to work independently, establish priorities and procedures, and meet established goals. Proven ability to motivate staff in sales.
Strong personal leadership skills, organizational skills, and excellent verbal and written communication skills; Interacts well with customers, listens effectively, and communicates complex issues. Ability to analyze and summarize complex financial information, make presentations of that information, communicate its contents, and make recommendations for appropriate courses of action. Ability to travel to various locations to meet with customers and bank personnel. Strong business development, customer relations, and decision-making skills are essential. STANDARDS OF PERFORMANCE: Performs all areas of responsibilities in a timely, accurate, and thorough manner; Acceptable attendance and reporting to work in a timely manner.
Works well with co-workers, vendors, and customers. Conducts customer relations in a manner that will enhance the overall marketing effort of the bank. Must be courteous and respectful of all customers and employees. All employees are expected to conduct themselves in a professional matter, which is conducive to the effective operation of the Bank. Follows all company policies and procedures as well as all state and federal regulations. Ability to maintain matters of a highly confidential nature.
Honesty must be an essential ingredient in all matters. Attempts to return all phone calls the same day as they are received. Acts on all loan requests, after receiving all information necessary to consider the request, within two days for all loans within your authority and twelve days for all other loans. Maintains loan exceptions at a rate specified by loan policy and procedures, or of greater quality. Job Posted by Applicant Pro
all available options to them. Performs primarily in a teller role at multiple locations, but has secondary responsibilities in new accounts. Accurately and efficiently processes and records routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, and processing loan payments.
Promotes and advises on the bank's products and services and refer the appropriate products and services matching the customer needs. This position will also refer customers to the appropriate source or channel to address their need. MAJOR DUTIES AND RESPONSIBILITIES: Provides quality customer service through courteous and accurate handling of transactions. Performs specialized
tasks such as preparing cashier's checks, cash advances, and ATM Balancing. Identifies customers, validates and cashes checks, accepts cash and checks for deposit, and checks accuracy of deposit slips.
Accurately balances assigned cash drawer. May serve as Vault Teller or Vault Teller Backup. May be responsible for operating and balancing a Teller Cash Recycler (TCR). Ensures compliance with all internal controls and policies and procedures Answers inquiries regarding checking and savings accounts and other bank related products; attempts to resolve issues and problems with customer's accounts Develops knowledge of bank products through independent study of Product Knowledge Manual and
general banking knowledge through Professional Development or CFT courses.
Completes all required monthly and quarterly training. Accurately processes and/or reports the following as outlined in established branch procedures: Garnishments, tax levies, subpoenas, etc. Counterfeit Currency Report. Mail (USPS, UPS, interoffice, mail deposits, hold mail, etc. ) Night deposit logs. Balancing and reporting of the negotiable instrument log. Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available financial institution products and services, and gathering customer information to process new and existing accounts.
Receives deposits and ensures that all accounts are properly processed. Establishes retirement accounts, and makes arrangements for direct deposits. Completes arrangements and documents for special services such as exchanges of foreign currency. Carries out the financial institution's client retention strategies. Proactively prospects for new business. May serve as Publicity Coordinator and/or Digital Champion. Actively refers loans, outside lines of business, and other bank services to appropriate financial institution specialists. Opens and closes office by following established security procedures.
Represents the financial institution in community affairs and civic organizations. Performs any other duties assigned by the supervisor. JOB QUALIFICATIONS High school graduate or equivalent. One year of teller experience or relevant work experience including clerical, administrative, cash handling, or customer service experience required. Ability to interact with customers in a professional and friendly manner. Ability to operate a motor vehicle with proof of a valid driver's license and proof of insurance. Meets eligibility requirements of the company's insurance provider in order to maintain sufficient coverage.
Maintains minimum limits of $100,000-$300,000-$25,000 of insurance coverage for his/her own personal vehicles in order to provide sufficient coverage during usage of a personal vehicle for company business. STANDARDS OF PERFORMANCE Complies with all bank policies and procedures as well as all state and federal regulations. Conforms to a high standard of appearance, conduct and communication. Analyzes, processes, and resolves issues in a competent, accurate, and proficient manner. Demonstrates respect and courtesy to each customer, visitor and co-worker.
Processes customer transactions in a thorough and efficient manner. RISK FACTORS Errors in handling transactions could cause financial losses to the bank. Losses resulting from legal and compliance issues. Loss of reputation within the community. CONTROLS Documentation and transactions are reviewed by Teller Support. Reviews completed by branch supervisors, internal and external auditors, and federal examiners. Variances from budgets and projections. EQUIPMENT INVOLVED Teller software. Computer. Fax machine. Encoding machine. Remote capture machine. Must be able to operate a motor vehicle and have a valid driver's license.
Other business related equipment. Job Posted by Applicant Pro
about bank products and services. Tracking, recording, reporting, and storing information related to transactions, bank supplies, and customers, ensuring all information is accurate and complete. Maintaining and balancing cash drawers and reconciling discrepancies.
Packaging cash and rolling coins to be stored in drawers or the bank vault. Keeping a clean, organized work area and a professional appearance. Handling currency, transactions, and confidential information in a responsible manner. Using software to track bank information and generate reports. Following all bank financial and security regulations and procedures. Job Requirements Cash handling experience and on-the-job training
may be required. Ability to pass a background check. Exceptional time management, communication, and customer service skills. Basic math and computer skills.
High level of accountability, efficiency, and accuracy. If you are interested in this position apply and an employment specialist will contact you shortly. You can also call the office at 601-###-#### to set up a next-day interview or come in for a walk-in at 5000 W 4th Street, Hattiesburg, MS 39402 open Monday-Friday from 8:00 AM-5:00 PM#office2177Pando Logic. Keywords: Bank Teller, Location: Hattiesburg, MS - 39406 , PL: 587000397 Associated topics: bank teller, branch, client, customer, customer service, customer service representative, deposit, saving, service representative, teller
